Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,639	$194,639	$436,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$241,861	$0
Funding fee	$973	$973	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	2.870%	5.574%	7.640%
1st payment	$909.90	$909.90	$3,022.24
2nd payment	$0.00	$1,562.02	$0.00
Taxes / mo	$201.89	$201.89	$201.89
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.30
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,298.45	$2,860.47	$3,498.09
Cash to close	$290,361	$48,500	$48,500