Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$116,446	$116,446	$260,910
Remaining term (yrs)	19.9	19.9	30.0
Secondary amount	$0	$144,464	$0
Funding fee	$582	$582	$0
Note rate	3.430%	3.430%	7.400%
Blended rate	3.430%	5.960%	7.640%
1st payment	$671.16	$671.16	$1,806.49
2nd payment	$0.00	$963.09	$0.00
Taxes / mo	$67.73	$67.73	$67.73
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$888.89	$1,851.99	$2,076.40
Cash to close	$173,454	$28,990	$28,990