Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,336$187,336$220,950
Remaining term (yrs)24.124.130.0
Secondary amount$0$33,614$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.464%7.640%
1st payment$887.59$887.59$1,529.81
2nd payment$0.00$252.10$0.00
Taxes / mo$62.94$62.94$62.94
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$44.19
HOA / mo$316.00$316.00$316.00
Total monthly$1,569.54$1,821.64$2,102.94
Cash to close$58,164$24,550$24,550