Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,647$379,647$481,500
Remaining term (yrs)24.324.330.0
Secondary amount$0$101,853$0
Funding fee$1,898$1,898$0
Note rate2.660%2.660%7.400%
Blended rate2.660%3.790%7.640%
1st payment$1,763.12$1,763.12$3,333.81
2nd payment$0.00$679.02$0.00
Taxes / mo$384.29$384.29$384.29
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$186.00$186.00$186.00
Total monthly$2,500.07$3,179.09$4,167.06
Cash to close$155,353$53,500$53,500