Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,909	$53,909	$164,700
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$110,791	$0
Funding fee	$0	$0	$0
Note rate	3.530%	3.530%	7.400%
Blended rate	4.380%	6.815%	7.640%
1st payment	$358.27	$358.27	$1,140.35
2nd payment	$0.00	$738.61	$0.00
Taxes / mo	$54.58	$54.58	$54.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$56.30	$56.30	$32.94
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$619.16	$1,357.76	$1,377.87
Cash to close	$129,091	$18,300	$18,300