Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$388,147	$388,147	$513,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$124,853	$0
Funding fee	$1,941	$1,941	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.141%	7.640%
1st payment	$1,828.84	$1,828.84	$3,551.91
2nd payment	$0.00	$832.35	$0.00
Taxes / mo	$145.64	$145.64	$145.64
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$102.60
HOA / mo	$163.00	$163.00	$163.00
Total monthly	$2,304.15	$3,136.50	$4,129.82
Cash to close	$181,853	$57,000	$57,000