Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$582,738$582,738$683,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$100,362$0
Funding fee$2,914$2,914$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.712%7.640%
1st payment$3,762.70$3,762.70$4,729.65
2nd payment$0.00$669.08$0.00
Taxes / mo$391.54$391.54$391.54
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.62
HOA / mo$0.00$0.00$0.00
Total monthly$4,370.91$5,039.99$5,474.47
Cash to close$176,262$75,900$75,900