Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,630$331,630$562,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$230,870$0
Funding fee$1,658$1,658$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.832%7.640%
1st payment$1,575.04$1,575.04$3,894.64
2nd payment$0.00$1,491.04$0.00
Taxes / mo$193.22$193.22$193.22
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$112.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,934.93$3,425.97$4,367.02
Cash to close$293,370$62,500$62,500