Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$35,338	$35,338	$297,000
Remaining term (yrs)	5.2	5.2	30.0
Secondary amount	$0	$261,662	$0
Funding fee	$177	$177	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	3.250%	7.215%	7.640%
1st payment	$602.14	$602.14	$2,056.37
2nd payment	$0.00	$1,689.90	$0.00
Taxes / mo	$95.85	$95.85	$95.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$848.00	$2,537.89	$2,361.62
Cash to close	$294,662	$33,000	$33,000