Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$246,790	$246,790	$423,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$176,210	$0
Funding fee	$1,234	$1,234	$0
Note rate	3.010%	3.010%	7.400%
Blended rate	3.010%	5.089%	7.640%
1st payment	$1,195.93	$1,195.93	$2,928.77
2nd payment	$0.00	$1,174.73	$0.00
Taxes / mo	$234.17	$234.17	$234.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$84.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,596.77	$2,771.50	$3,414.20
Cash to close	$223,210	$47,000	$47,000