Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,923$422,923$445,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$47,327$0
Funding fee$2,115$2,115$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.721%7.640%
1st payment$2,188.16$2,188.16$3,084.55
2nd payment$0.00$468.34$0.00
Taxes / mo$247.14$247.14$247.14
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$142.00$142.00$142.00
Total monthly$2,743.97$3,212.31$3,729.46
Cash to close$72,077$24,750$49,500