Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,696$364,696$404,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$40,214$0
Funding fee$0$0$0
Note rate5.550%5.550%7.400%
Blended rate6.400%6.658%7.640%
1st payment$2,207.50$2,207.50$2,803.52
2nd payment$0.00$301.60$0.00
Taxes / mo$182.33$182.33$182.33
Insurance / mo$150.00$150.00$150.00
MI / mo$273.88$273.88$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,813.71$3,115.31$3,216.83
Cash to close$85,204$44,990$44,990