Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$269,291	$269,291	$305,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$36,619	$0
Funding fee	$1,346	$1,346	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.040%	3.753%	7.640%
1st payment	$1,291.28	$1,291.28	$2,118.06
2nd payment	$0.00	$274.64	$0.00
Taxes / mo	$145.75	$145.75	$145.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,587.02	$1,861.66	$2,474.99
Cash to close	$70,609	$33,990	$33,990