Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$207,872	$207,872	$359,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$152,038	$0
Funding fee	$1,039	$1,039	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	4.939%	7.640%
1st payment	$974.31	$974.31	$2,491.94
2nd payment	$0.00	$1,013.59	$0.00
Taxes / mo	$72.95	$72.95	$72.95
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,197.25	$2,210.84	$2,786.87
Cash to close	$192,028	$39,990	$39,990