Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$120,826	$120,826	$346,500
Remaining term (yrs)	17.8	17.8	30.0
Secondary amount	$0	$225,674	$0
Funding fee	$604	$604	$0
Note rate	3.820%	3.820%	7.400%
Blended rate	3.820%	6.380%	7.640%
1st payment	$776.92	$776.92	$2,399.10
2nd payment	$0.00	$1,457.48	$0.00
Taxes / mo	$99.06	$99.06	$99.06
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,025.98	$2,483.46	$2,717.45
Cash to close	$264,174	$38,500	$38,500