Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$344,657$344,657$742,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$397,843$0
Funding fee$1,723$1,723$0
Note rate5.660%5.660%7.400%
Blended rate5.660%6.780%7.640%
1st payment$2,109.22$2,109.22$5,140.92
2nd payment$0.00$2,569.40$0.00
Taxes / mo$257.91$257.91$257.91
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.50
HOA / mo$235.00$235.00$235.00
Total monthly$2,818.79$5,388.19$5,998.99
Cash to close$480,343$82,500$82,500