Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$403,264	$403,264	$652,410
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$249,146	$0
Funding fee	$2,016	$2,016	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	2.780%	4.678%	7.640%
1st payment	$1,906.54	$1,906.54	$4,517.16
2nd payment	$0.00	$1,609.07	$0.00
Taxes / mo	$192.03	$192.03	$192.03
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,315.24	$3,924.30	$5,056.33
Cash to close	$321,636	$72,490	$72,490