Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$380,987	$380,987	$391,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$32,263	$0
Funding fee	$0	$0	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.940%	7.325%	7.640%
1st payment	$2,479.57	$2,479.57	$2,710.67
2nd payment	$0.00	$319.27	$0.00
Taxes / mo	$139.42	$139.42	$139.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$181.88	$181.88	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,950.87	$3,270.14	$3,078.39
Cash to close	$54,013	$21,750	$43,500