Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$175,970	$166,500
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$880	$0
Note rate	2.870%	7.400%
Blended rate	2.870%	7.640%
1st payment	$820.75	$1,152.81
2nd payment	$0.00	$0.00
Taxes / mo	$36.36	$36.36
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$33.30
HOA / mo	$711.00	$711.00
Total monthly	$1,718.11	$2,083.47
Cash to close	$9,030	$18,500