Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$366,125	$346,500
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$1,831	$0
Note rate	3.090%	7.400%
Blended rate	3.090%	7.640%
1st payment	$1,738.10	$2,399.10
2nd payment	$0.00	$0.00
Taxes / mo	$343.25	$343.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$69.30
HOA / mo	$130.00	$130.00
Total monthly	$2,361.35	$3,091.65
Cash to close	$18,875	$38,500