Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$351,857	$351,857	$616,500
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$264,643	$0
Funding fee	$1,759	$1,759	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.070%	5.650%	7.640%
1st payment	$1,973.98	$1,973.98	$4,268.52
2nd payment	$0.00	$1,709.15	$0.00
Taxes / mo	$185.65	$185.65	$185.65
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$123.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,326.30	$4,035.45	$4,744.14
Cash to close	$333,143	$68,500	$68,500