Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$634,365$634,365$692,100
Remaining term (yrs)26.726.730.0
Secondary amount$0$57,735$0
Funding fee$3,172$3,172$0
Note rate6.790%6.790%7.400%
Blended rate6.790%6.974%7.640%
1st payment$4,286.10$4,286.10$4,791.96
2nd payment$0.00$433.01$0.00
Taxes / mo$249.12$249.12$249.12
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.42
HOA / mo$0.00$0.00$0.00
Total monthly$4,751.89$5,184.90$5,396.17
Cash to close$134,635$76,900$76,900