Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$298,307	$298,307	$476,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$177,793	$0
Funding fee	$1,492	$1,492	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.805%	7.640%
1st payment	$1,415.31	$1,415.31	$3,296.42
2nd payment	$0.00	$1,185.29	$0.00
Taxes / mo	$166.20	$166.20	$166.20
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.22
HOA / mo	$28.75	$28.75	$28.75
Total monthly	$1,776.92	$2,962.21	$3,753.25
Cash to close	$230,693	$52,900	$52,900