Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$449,035	$422,910
Remaining term (yrs)	26.9	30.0
Secondary amount	$0	$0
Funding fee	$2,245	$0
Note rate	6.810%	7.400%
Blended rate	6.810%	7.640%
1st payment	$3,033.13	$2,928.14
2nd payment	$0.00	$0.00
Taxes / mo	$269.87	$269.87
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$84.58
HOA / mo	$33.00	$33.00
Total monthly	$3,502.66	$3,482.26
Cash to close	$20,865	$46,990