Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$389,203	$389,203	$396,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$28,797	$0
Funding fee	$1,946	$1,946	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	7.233%	7.640%
1st payment	$2,592.25	$2,592.25	$2,741.82
2nd payment	$0.00	$284.97	$0.00
Taxes / mo	$138.32	$138.32	$138.32
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,880.57	$3,165.54	$3,109.34
Cash to close	$50,797	$22,000	$44,000