Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$734,036$734,036$733,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,214$0
Funding fee$3,670$3,670$0
Note rate4.720%4.720%7.400%
Blended rate4.720%5.092%7.640%
1st payment$4,115.58$4,115.58$5,078.61
2nd payment$0.00$397.95$0.00
Taxes / mo$403.40$403.40$403.40
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$146.70
HOA / mo$63.00$63.00$63.00
Total monthly$4,798.64$5,196.59$5,908.37
Cash to close$80,964$40,750$81,500