Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,483$373,483$449,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$75,617$0
Funding fee$1,867$1,867$0
Note rate5.250%5.250%7.400%
Blended rate5.250%5.881%7.640%
1st payment$2,203.29$2,203.29$3,109.48
2nd payment$0.00$567.13$0.00
Taxes / mo$140.90$140.90$140.90
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,510.86$3,077.99$3,506.87
Cash to close$125,517$49,900$49,900