Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$615,896	$589,500
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$3,079	$0
Note rate	6.120%	7.400%
Blended rate	6.120%	7.640%
1st payment	$3,826.70	$4,081.58
2nd payment	$0.00	$0.00
Taxes / mo	$426.62	$426.62
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$117.90
HOA / mo	$0.00	$0.00
Total monthly	$4,419.99	$4,792.77
Cash to close	$39,104	$65,500