Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,929$353,929$360,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$26,071$0
Funding fee$1,770$1,770$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.497%7.640%
1st payment$1,656.36$1,656.36$2,492.57
2nd payment$0.00$258.00$0.00
Taxes / mo$112.83$112.83$112.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,919.19$2,177.19$2,827.40
Cash to close$46,071$20,000$40,000