Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,918$467,918$539,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$71,992$0
Funding fee$2,340$2,340$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.733%7.640%
1st payment$2,754.83$2,754.83$3,738.23
2nd payment$0.00$539.94$0.00
Taxes / mo$212.94$212.94$212.94
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$38.33$38.33$38.33
Total monthly$3,172.77$3,712.71$4,264.15
Cash to close$131,982$59,990$59,990