Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$184,648	$180,000
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.630%	7.400%
Blended rate	7.180%	7.640%
1st payment	$1,194.84	$1,246.28
2nd payment	$0.00	$0.00
Taxes / mo	$112.25	$112.25
Insurance / mo	$150.00	$150.00
MI / mo	$85.48	$36.00
HOA / mo	$0.00	$0.00
Total monthly	$1,542.57	$1,544.53
Cash to close	$15,352	$20,000