Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$365,910	$365,910	$494,550
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$128,640	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	5.003%	7.640%
1st payment	$1,811.30	$1,811.30	$3,424.16
2nd payment	$0.00	$857.60	$0.00
Taxes / mo	$169.83	$169.83	$169.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$300.46	$300.46	$98.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,448.25	$3,305.85	$3,859.57
Cash to close	$183,590	$54,950	$54,950