Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$246,473$246,473$332,910
Remaining term (yrs)26.826.830.0
Secondary amount$0$86,437$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.786%7.640%
1st payment$1,666.67$1,666.67$2,305.00
2nd payment$0.00$648.28$0.00
Taxes / mo$57.55$57.55$57.55
Insurance / mo$150.00$150.00$150.00
MI / mo$117.05$117.05$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,991.27$2,639.55$2,579.13
Cash to close$123,427$36,990$36,990