Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$359,150	$359,150	$472,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$113,350	$0
Funding fee	$1,796	$1,796	$0
Note rate	2.600%	2.600%	7.400%
Blended rate	2.600%	3.895%	7.640%
1st payment	$1,657.02	$1,657.02	$3,271.49
2nd payment	$0.00	$755.67	$0.00
Taxes / mo	$336.46	$336.46	$336.46
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,160.15	$2,915.82	$3,869.12
Cash to close	$165,850	$52,500	$52,500