Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,377$314,377$360,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$45,623$0
Funding fee$1,572$1,572$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.743%7.640%
1st payment$1,474.36$1,474.36$2,492.57
2nd payment$0.00$342.17$0.00
Taxes / mo$374.95$374.95$374.95
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,999.31$2,341.49$3,089.52
Cash to close$85,623$40,000$40,000