Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$303,833	$303,833	$350,100
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$46,267	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	4.270%	7.640%
1st payment	$1,413.79	$1,413.79	$2,424.02
2nd payment	$0.00	$347.00	$0.00
Taxes / mo	$104.54	$104.54	$104.54
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$246.90	$246.90	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,915.24	$2,262.24	$2,748.58
Cash to close	$85,167	$38,900	$38,900