Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$438,470	$438,470	$526,500
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$88,030	$0
Funding fee	$2,192	$2,192	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	6.640%	7.035%	7.640%
1st payment	$2,853.80	$2,853.80	$3,645.38
2nd payment	$0.00	$660.23	$0.00
Taxes / mo	$379.03	$379.03	$379.03
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$199.00	$199.00	$199.00
Total monthly	$3,598.50	$4,258.72	$4,495.38
Cash to close	$146,530	$58,500	$58,500