Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$320,025	$320,025	$539,910
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$219,885	$0
Funding fee	$1,600	$1,600	$0
Note rate	3.300%	3.300%	7.400%
Blended rate	3.300%	5.112%	7.640%
1st payment	$1,625.06	$1,625.06	$3,738.23
2nd payment	$0.00	$1,420.09	$0.00
Taxes / mo	$187.65	$187.65	$187.65
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,979.38	$3,399.47	$4,200.53
Cash to close	$279,875	$59,990	$59,990