Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$222,632$222,632$262,350
Remaining term (yrs)24.024.030.0
Secondary amount$0$39,718$0
Funding fee$1,113$1,113$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.807%7.640%
1st payment$1,069.04$1,069.04$1,816.46
2nd payment$0.00$297.89$0.00
Taxes / mo$95.21$95.21$95.21
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.47
HOA / mo$108.00$108.00$108.00
Total monthly$1,422.25$1,720.14$2,222.14
Cash to close$68,868$29,150$29,150