Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,426$525,426$575,910
Remaining term (yrs)28.028.030.0
Secondary amount$0$50,484$0
Funding fee$2,627$2,627$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.345%7.640%
1st payment$3,254.59$3,254.59$3,987.48
2nd payment$0.00$378.63$0.00
Taxes / mo$186.14$186.14$186.14
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.18
HOA / mo$87.00$87.00$87.00
Total monthly$3,694.39$4,073.02$4,542.47
Cash to close$114,474$63,990$63,990