Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$341,914	$341,914	$365,396
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$43,781	$0
Funding fee	$1,710	$1,710	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	3.830%	7.640%
1st payment	$1,586.05	$1,586.05	$2,529.92
2nd payment	$0.00	$433.25	$0.00
Taxes / mo	$185.80	$185.80	$185.80
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,921.85	$2,355.10	$2,938.80
Cash to close	$64,081	$20,300	$40,600