Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$223,043	$223,043	$377,100
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$154,057	$0
Funding fee	$1,115	$1,115	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	4.410%	5.877%	7.640%
1st payment	$1,304.02	$1,304.02	$2,610.96
2nd payment	$0.00	$1,027.05	$0.00
Taxes / mo	$94.37	$94.37	$94.37
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,548.39	$2,575.43	$2,930.75
Cash to close	$195,957	$41,900	$41,900