Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$300,150	$300,150	$629,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$328,950	$0
Funding fee	$1,501	$1,501	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.436%	7.640%
1st payment	$1,440.90	$1,440.90	$4,355.76
2nd payment	$0.00	$2,124.47	$0.00
Taxes / mo	$175.78	$175.78	$175.78
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,783.35	$3,907.82	$4,824.03
Cash to close	$398,850	$69,900	$69,900