Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$618,630	$593,100
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$3,093	$0
Note rate	5.540%	7.400%
Blended rate	5.540%	7.640%
1st payment	$3,746.17	$4,106.50
2nd payment	$0.00	$0.00
Taxes / mo	$438.24	$438.24
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$118.62
HOA / mo	$62.00	$62.00
Total monthly	$4,413.08	$4,892.03
Cash to close	$40,370	$65,900