Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,413$269,413$310,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$41,087$0
Funding fee$1,347$1,347$0
Note rate2.840%2.840%7.400%
Blended rate2.840%3.655%7.640%
1st payment$1,252.42$1,252.42$2,149.84
2nd payment$0.00$308.15$0.00
Taxes / mo$83.83$83.83$83.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$86.00$86.00$86.00
Total monthly$1,572.25$1,880.40$2,531.77
Cash to close$75,587$34,500$34,500