Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$327,238$327,238$536,310
Remaining term (yrs)26.526.530.0
Secondary amount$0$209,072$0
Funding fee$0$0$0
Note rate6.540%6.540%7.400%
Blended rate7.090%7.347%7.640%
1st payment$2,163.45$2,163.45$3,713.30
2nd payment$0.00$1,350.26$0.00
Taxes / mo$259.42$259.42$259.42
Insurance / mo$166.67$166.67$166.67
MI / mo$156.23$156.23$107.26
HOA / mo$80.00$80.00$80.00
Total monthly$2,825.77$4,176.03$4,326.65
Cash to close$268,662$59,590$59,590