Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$91,235	$91,235	$328,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$237,265	$0
Funding fee	$456	$456	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	3.710%	6.628%	7.640%
1st payment	$566.84	$566.84	$2,274.47
2nd payment	$0.00	$1,532.34	$0.00
Taxes / mo	$169.25	$169.25	$169.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$56.00	$56.00	$56.00
Total monthly	$942.09	$2,474.43	$2,715.42
Cash to close	$273,765	$36,500	$36,500