Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,951$255,951$439,200
Remaining term (yrs)24.124.130.0
Secondary amount$0$183,249$0
Funding fee$1,280$1,280$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.022%7.640%
1st payment$1,224.49$1,224.49$3,040.93
2nd payment$0.00$1,221.66$0.00
Taxes / mo$185.75$185.75$185.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.84
HOA / mo$101.00$101.00$101.00
Total monthly$1,677.91$2,899.57$3,582.19
Cash to close$232,049$48,800$48,800