Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$295,513$295,513$379,800
Remaining term (yrs)27.127.130.0
Secondary amount$0$84,287$0
Funding fee$0$0$0
Note rate7.200%7.200%7.400%
Blended rate7.750%8.027%7.640%
1st payment$2,065.09$2,065.09$2,629.66
2nd payment$0.00$632.15$0.00
Taxes / mo$134.58$134.58$134.58
Insurance / mo$150.00$150.00$150.00
MI / mo$139.44$139.44$75.96
HOA / mo$121.00$121.00$121.00
Total monthly$2,610.11$3,242.26$3,111.20
Cash to close$126,487$42,200$42,200