Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$438,067	$438,067	$837,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$398,933	$0
Funding fee	$2,190	$2,190	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	5.552%	7.640%
1st payment	$2,182.39	$2,182.39	$5,795.22
2nd payment	$0.00	$2,576.45	$0.00
Taxes / mo	$231.42	$231.42	$231.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$167.40
HOA / mo	$73.50	$73.50	$73.50
Total monthly	$2,703.97	$5,280.42	$6,484.20
Cash to close	$491,933	$93,000	$93,000